F-1 and J-1 International Student Health Insurance
- FREE Virtual Doctor Visits to receive medical help from a doctor or nurse for various illness
- FREE Access to Counseling and mental health benefits via text/phone/video chat with a licensed counselor
Academic Health Plans: Why Should You Buy Student Insurance/Understanding Care Coverage
All international students on F-1 and J-1 visas are required by university policy to have health insurance coverage while enrolled in classes at Texas State. International students must either purchase the international student health insurance plan or submit a waiver for each semester that they are enrolled at Texas State. Health insurance will NOT be added to an international student's university bill and students must either self-purchase the plan or submit a waiver for approval.
1. Purchase the United Healthcare Student Health Insurance plan endorsed by the university, or
2. Request a waiver by submitting proof that student has health insurance coverage that is:
- Student is covered by a U.S. employer health insurance plan or by a parent/spouse's U.S. employer health insurance plan that is compliant with the Affordable Care Act (ACA).
- Student's sponsored plan (US Government or Foreign Government) is recognized by the U.S., and the sponsor guarantees payment of all healthcare expenses including medical evacuation and repatriation, and are in compliant with the Affordable Care Act (ACA).
If you are eligible to waive the student Health Insurance Plan, you should request a waiver through Insurance Portal. Please do not email your Health Insurance Benefit to the International Office.
Exchange students MUST purchase the Student Health Insurance Plan and ARE NOT eligible to request a waiver.
Students will receive an e-mail with instructions each semester. The e-mail will go to the student’s Texas State e-mail address. The e-mail will have a web link for students to use to either purchase the plan or submit an online waiver request. The first e-mail will be sent out at the start of the open enrollment period (see table below).
If you have not received an e-mail by the first day of open enrollment, e-mail the International Office at intlhealth@txstate.edu for further instructions.
2019 Premium Costs and Coverage Periods For International Students
| Coverage Periods | Spring 01/13/2019 through 05/26/2019 |
Spring/Summer 01/13/2019 through 08/22/2019 | Summer 05/27/2019 through 08/22/2019 |
Summer 1 05/27/2019 through 07/06/2019 |
Summer 2 07/07/2019 through 08/22/2019 |
|---|---|---|---|---|---|
| Open Enrollment |
10/22/2018 through 02/28/2019 |
10/22/2018 through 02/28/2019 |
03/25/2019 through 06/14/2019 |
03/25/2019 through 06/14/2019 |
06/18/2019 through 07/12/2019 |
| Student | $644 | $1,068 | $423 | $197 | $227 |
| Spouse | $644 | $1,068 | $423 | $197 | $227 |
| Child | $644 | $1,068 | $423 | $197 | $227 |
*Dental and Vision are not available. For Discount program information, click here
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Health Insurance Enrollment and Waiver Deadlines
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Student Health Insurance Plan Benefits
Please click here for an overview of plan benefits.
Please review additional benefits and coverage here:
https://txstateintl.myahpcare.com/benefits
Click here to review the Glossary of Health Coverage and Medical Terms
New Benefits for the 2018-2019 Year
BetterHelp - Students will have access to psychologists, marriage and family therapists, clinical social workers and licensed professional counselors. These professional licensed counselors will be available via ongoing text communications, live chat, phone, video or groupinars.
HealthiestYou - HealthiestYou offers 24/7/365 access to board-certified physicians via phone and/or video chat using HealthiestYou's nationwide telehealth service. Video chat consultations are available through an app on both Android and iPhone devices. During a physician consult, you wil be able to speak to a physician for diagnosis and treatment of many different accute illnesses.
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How to Remove Your Health Insurance Hold
Present proof that you have enrolled and paid for the Student Health Plan to the International Office. Waiver requests will not be accepted.
- Send an email with a copy of your payment receipt or email confirmation from AHP (Academic Health Plan) to the International Office email intlhealth@txstate.edu. (Please do not bring a hard copy to the International Office).
- The International Office will confirm your enrollment in Health Insurance with AHP.
- Holds will be removed by 5pm the next business day.
Contact the International Office by emailing at intlhealth@txstate.edu
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Register Your Health Insurance Coverage
Create a membership account on both the Academic Health Plan and United Healthcare websites. This will give you access to review your coverage, benefits, bills, and more.
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Instructions for Purchasing Health Insurance
- Go to https://txstateintl.myahpcare.com
- Select the ‘Enrollment’ tab.
- Select the ‘Enroll Online’ link.
- Read the Terms and Conditions and if you agree select the ‘I Accept’ button
- Enter the following:
- Student ID - Texas State Student ID#
- Birth Date - Your date of birth in mm/dd/yyyy format
- Select the ‘International Medical Coverage’
- Complete the remainder of the requested fields
- Establish your individual payment method. After completing the multipage form, select the ‘Place Order’ button.
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Instructions for Requesting a Waiver
To WAIVE (you do not want the student health insurance plan because you have your own insurance*)
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Select the 'Waiver' tab.
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Select the ‘International Students: click here to submit your waiver request’ link.
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Enter the following:
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Login - Texas State Student ID#
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Password - Your date of birth in MMDDYYYY format (Unless you previously changed the password).
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Click on the red button from the "No, I do not want the insurance." section.
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Enter your insurance information and required attachments.
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Select the "Submit Waiver" button at the bottom of the waiver form.
Your own insurance must meet the following conditions for an approved waiver request and coverage must be active on the first day of classes for the semester the student submit a waiver and coverage must continue through the end of the coverage period semester.
Criteria:
International students required by this policy to have health insurance as a condition of enrollment may apply for an online insurance waiver each semester if they can provide proof of coverage with an insurance plan providing at least the minimum coverage specified in Sections 04.01 and 05.01. Acceptable proof of coverage is limited to (1) the university-endorsed student health insurance plan, (2) government-sponsored plan, or (3) U.S. employer-sponsored plan. The amounts of coverage must appear in U.S. dollars on the proof of coverage provided. The insurance must be underwritten by an insurer with an established record of claims payment in the United States. International students seeking to obtain an insurance waiver must provide the appropriate documentation by the published deadlines using the online waiver system provided by the health insurance administrator.
NOTICE: Student’s alternate insurance plan must be effective on or before the first day of classes for the semester in which the student applies for a health insurance waiver and covers through the end of the coverage period semester.
For more information on the University Policy see here.
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Graduate Assistantship Insurance Options
Graduate students employed in a benefits-eligible position are eligible to participate in the medical insurance and other optional benefits offered to Texas State employees through the Employees Retirement System of Texas. Benefits include:
- 50% contribution toward your medical premiums
- 60-day waiting period for medical coverage to begin and no waiting period for optional coverage such as dental, vision or term life.
If you choose to enroll in the employee health insurance plan and NOT the international student insurance plan, please intlhealth@txstate.edu. Students who choose the employee health insurance plan must submit proof of health insurance coverage or intended coverage to inlthealth@txstate.edu after 60 days of employment start date otherwise a hold will be placed on the student's account.
See more from the Office of Human Resources: www.hr.txstate.edu/benefits/Insurance-Programs-/Comparison.html
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Non F-1 and J-1 Students
For non F-1 and J-1 students, you are no longer subject to University Policy regarding Health Insurance and are not eligible to purchase the International Student Health Insurance Plan. Texas State University offers a Student Health Insurance Plan for all domestic students who are currently enrolled, please click here to learn more.
